Is Bitpanda better than CEX.IO?

Bitpanda scores 7.6/10 and CEX.IO scores 7.2/10 on our aggregated metric. The best choice depends on your trading style, fee sensitivity, and which features matter most to you — see our full comparison above.

Which is cheaper, Bitpanda or CEX.IO?

Fee structures vary significantly between exchanges and depend on trading volume and payment method. We recommend checking each exchange's current fee schedule directly, as rates change regularly.

Are both Bitpanda and CEX.IO available in the UK?

Both Bitpanda and CEX.IO accept UK users. Always verify current FCA registration status and supported features on each exchange's website before signing up.

Which is better for beginners, Bitpanda or CEX.IO?

Both exchanges offer user-friendly interfaces for newcomers. Check the "Who Should Choose Which?" section above for guidance on which platform suits your experience level and goals.

Bitpanda vs CEX.IO — UK Comparison 2026

Bitpanda

7.6/10

Aggregated Score

CEX.IO

7.2/10

Aggregated Score

Last updated: 17 Feb 2026

Comparing Bitpanda and CEX.IO for UK traders in 2026. We break down fees, security, app scores, and user sentiment to help you choose the right exchange.

Our Pick

Bitpanda

Winner

Bitpanda edges ahead with a higher aggregated score (7.6 vs 7.2), making it our recommended pick for most UK traders. That said, both are reputable platforms — the right choice depends on your specific needs.

Visit Bitpanda Visit CEX.IO

At-a-Glance Comparison

Metric	Bitpanda	CEX.IO
Our Score	7.6 / 10	7.2 / 10
Trustpilot Score	7.8	6.6
Reddit Sentiment	6.5	5.5
App Store Score	9.6	8.8
Google Play Score	6.8	8.6
Best For	Complete beginners wanting the simplest crypto buying experience	UK users wanting competitive fees with easy fiat onboarding

Feature Breakdown

Bitpanda

Highlights

Huge Crypto Selection: 650+ cryptocurrencies available — one of the broadest offerings in the UK market.
FCA Registered: Holds FCA registration (Bitpanda Broker UK Ltd) since early 2025 for cryptoasset activities.
Low Minimum Investment: Start investing from just £1, making it accessible for absolute beginners.
Savings Plans: Automated recurring purchases and crypto index investing for hands-off strategies.
Cash Plus: Earn approximately 4.04% APY on idle GBP balances within the platform.

UK Considerations

Opaque Spread-Based Fees: Fees are built into the price spread and not clearly disclosed, making true costs hard to compare.
New to the UK Market: Only relaunched in the UK in August 2025 — limited track record with UK users.
No Stocks or ETFs in UK: Unlike the European version, UK users can only access crypto — no multi-asset investing.
Limited Advanced Features: No margin trading, futures, or advanced order types for experienced traders.
Customer Support Concerns: Some European users report slow response times and difficulty resolving account issues.

CEX.IO

Highlights

Competitive Fees: Maker/taker fees from 0.25%/0.25%, among the lowest available for UK users.
Long Track Record: Operating since 2013 with no major security breaches — over a decade of reliability.
Easy Fiat Onboarding: Supports card payments, bank transfers, and GBP Faster Payments for quick deposits.
190+ Digital Assets: Solid selection of cryptocurrencies covering major tokens and popular altcoins.
UK-Focused: 69% of European user base is from the UK, meaning the platform is optimised for British users.

UK Considerations

Not Directly FCA Registered: Operates via partnership with FCA-authorised Gateway 21 for financial promotions; still pursuing full registration.
Limited Advanced Features: Fewer trading tools than Kraken Pro or OKX for experienced traders.
Card Deposit Fees: While bank transfers are reasonable, card deposits carry additional fees that increase costs.
Smaller User Base: Less liquidity than major exchanges like Coinbase or Kraken on some trading pairs.
App Can Be Glitchy: Some UK users report occasional stability issues with the mobile application.

Ready to choose? Visit either exchange directly.

Bitpanda CEX.IO

Who Should Choose Which?

Choose Bitpanda if...

•Complete beginners wanting the simplest crypto buying experience
•Users interested in automated savings plans and crypto indices
•Small investors starting with as little as £1

Choose CEX.IO if...

•UK users wanting competitive fees with easy fiat onboarding
•Casual traders who prefer a straightforward, no-frills experience
•Users comfortable with card payments for quick crypto purchases

Score Breakdowns

Bitpanda

Our Aggregated Score Breakdown

We combine ratings from multiple trusted sources to give you the most accurate picture

Trustpilot Rating7.8

Reddit Sentiment6.5

Google Play Score6.8

App Store Rating9.6

Our aggregated score combines Trustpilot (35%), Reddit sentiment (25%), Google Play (20%), and App Store (20%) ratings to provide a comprehensive view of user satisfaction across multiple platforms.

CEX.IO

Our Aggregated Score Breakdown

We combine ratings from multiple trusted sources to give you the most accurate picture

Trustpilot Rating6.6

Reddit Sentiment5.5

Google Play Score8.6

App Store Rating8.8

Our aggregated score combines Trustpilot (35%), Reddit sentiment (25%), Google Play (20%), and App Store (20%) ratings to provide a comprehensive view of user satisfaction across multiple platforms.