Crypto.com vs Uphold — UK Comparison 2026
6.0/10
Aggregated ScoreVS
6.9/10
Aggregated ScoreComparing Crypto.com and Uphold for UK traders in 2026. We break down fees, security, app scores, and user sentiment to help you choose the right exchange.
Our Pick
Uphold
Uphold edges ahead with a higher aggregated score (6.9 vs 6.0), making it our recommended pick for most UK traders. That said, both are reputable platforms — the right choice depends on your specific needs.
At-a-Glance Comparison
| Metric | Crypto.com | Uphold |
|---|---|---|
| Our Score | 6.0 / 10 | 6.9 / 10 |
| Trustpilot Score | 2.6 | 6.8 |
| Reddit Sentiment | 6.0 | 6.0 |
| App Store Score | 9.4 | 7.8 |
| Google Play Score | 8.8 | 7.2 |
| Best For | Mobile-first users wanting a comprehensive crypto ecosystem in one app | UK users who want a single account to trade crypto, fiat currencies, precious metals, and commodities |
Feature Breakdown
Crypto.com
Highlights
- Crypto Visa Card: Up to 5% cashback on spending with a metal Visa debit card — the best crypto card rewards in the UK.
- 350+ Cryptocurrencies: Extensive selection with staking, earn features, and DeFi wallet access.
- FCA EMI Licence: Holds an Electronic Money Institution licence for GBP processing in the UK.
- Complete Ecosystem: Trading, staking, card, DeFi wallet, NFT marketplace, and pay-merchants all in one platform.
- 150M+ Users: One of the largest crypto platforms globally, providing strong liquidity.
UK Considerations
- Very Low Trustpilot Score (1.3/5): UK users consistently report poor customer support, account restrictions, and slow issue resolution.
- App-Only Trading: Main trading experience is mobile-only, with limited desktop functionality.
- High Card Purchase Fees: Buying crypto via debit card costs 2.99% — use bank transfer or Open Banking instead.
- Minimum Withdrawal Issues: GBP withdrawals have a £1.90 fee with £70 minimum, making small withdrawals impractical.
- CRO Token Dependency: Best rates and card tiers require significant CRO token staking, which carries its own price risk.
Uphold
Highlights
- FCA Registration: Uphold Europe Limited is listed on the FCA cryptoasset register, confirming compliance with UK AML/KYC regulatory requirements.
- Anything-to-Anything Trading: Unique trading model allowing direct swaps between crypto, fiat currencies, precious metals, and commodities — without needing to route through GBP first.
- 300+ Cryptocurrencies: One of the broader asset selections among FCA-registered UK exchanges, covering major coins, altcoins, and emerging tokens.
- On-Chain Staking: Staking available for 20+ assets with rewards paid to user accounts. Uphold also offers earn products for additional yield.
- Uphold Debit Card: Crypto-linked Visa debit card with up to £10,000 daily spending allowance and cashback on eligible purchases.
UK Considerations
- Spread-Based Fee Model: Uphold uses spreads (1.40%–2.95%) rather than explicit commissions. The effective cost is not always immediately obvious and can be higher than order-book exchanges for active or high-volume traders.
- No Order Book for Crypto-to-Crypto: Direct crypto-to-crypto swaps are executed at Uphold's quoted spread rather than against a live order book — less efficient for large trades.
- Customer Support: A recurring theme in negative reviews is slow response times from customer support, particularly for account verification and fund access queries.
- UK Retail Derivatives Restriction: Derivatives and margin products are not available to UK retail users in line with FCA rules.
- Spread Transparency: Users should check Uphold's live spread disclosure tools before trading, as spreads vary by asset pair and can widen in volatile conditions.
Ready to choose? Visit either exchange directly.
Who Should Choose Which?
Choose Crypto.com if...
- •Mobile-first users wanting a comprehensive crypto ecosystem in one app
- •Users interested in crypto card cashback rewards and earning products
- •CRO stakers who can unlock the best fee discounts and card tiers
Choose Uphold if...
- •UK users who want a single account to trade crypto, fiat currencies, precious metals, and commodities
- •Users seeking a broad asset selection (300+ cryptocurrencies) with on-chain staking for 20+ assets
- •Those who want a crypto debit card with daily spending up to £10,000 and cashback rewards
- •Traders who want to place multiple limit orders simultaneously without pre-funding
Score Breakdowns
Crypto.com
Our Aggregated Score Breakdown
We combine ratings from multiple trusted sources to give you the most accurate picture
Trustpilot Rating2.6
Reddit Sentiment6.0
Google Play Score8.8
App Store Rating9.4
Uphold
Our Aggregated Score Breakdown
We combine ratings from multiple trusted sources to give you the most accurate picture
Trustpilot Rating6.8
Reddit Sentiment6.0
Google Play Score7.2
App Store Rating7.8
Crypto.com vs Uphold — FAQ
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