eToro vs Gemini — UK Comparison 2026
7.7/10
Aggregated ScoreVS
6.2/10
Aggregated ScoreComparing eToro and Gemini for UK traders in 2026. We break down fees, security, app scores, and user sentiment to help you choose the right exchange.
Our Pick
eToro
eToro edges ahead with a higher aggregated score (7.7 vs 6.2), making it our recommended pick for most UK traders. That said, both are reputable platforms — the right choice depends on your specific needs.
At-a-Glance Comparison
| Metric | eToro | Gemini |
|---|---|---|
| Our Score | 7.7 / 10 | 6.2 / 10 |
| Trustpilot Score | 8.4 | 2.6 |
| Reddit Sentiment | 5.5 | 7.2 |
| App Store Score | 8.4 | 9.4 |
| Google Play Score | 8.4 | 7.8 |
| Best For | Beginners who want to learn by copying experienced traders | UK users who need historical context on Gemini's market exit |
Feature Breakdown
eToro
Highlights
- CopyTrader: Automatically copy the trades of top-performing investors with one click.
- Multi-Asset Platform: Trade 100+ cryptocurrencies alongside stocks, ETFs, and commodities in one account.
- FCA Authorised: Fully authorised by the FCA (eToro UK Ltd, FRN 583263) with FSCS protection for non-crypto assets.
- Social Trading: Community features including discussion feeds, sentiment analysis, and shared portfolios.
- Publicly Traded: Listed on NASDAQ (ETOR) since 2025, adding transparency and institutional accountability.
UK Considerations
- High Crypto Fees: 1% spread on buys is significantly higher than specialist exchanges like Kraken (0.25%) or CEX.IO (0.25%).
- Inactivity Fee: $10/month charged after 12 months of no login — catches occasional investors off guard.
- Limited Crypto Features: No staking, no DeFi wallet, no advanced order types for crypto positions.
- Spread Variability: Crypto spreads can widen during volatile markets, increasing costs unpredictably.
- Withdrawal Fees: $5 withdrawal fee (waived for GBP/EUR) and $50 minimum withdrawal amount.
Gemini
Highlights
- UK operations ceased: Gemini's UK retail operations ended on 6 April 2026.
- Withdrawal-only since 5 March 2026: UK accounts cannot trade, deposit, or earn rewards.
- eToro migration partner: Official partner for UK customers wishing to transfer holdings.
- Limited withdrawal asset list: Only BTC, ETH, ERC-20 tokens, SOL, and SPL tokens can move to other exchanges under UK Travel Rule rules; other assets must go to self-hosted wallets.
- Transaction history urgency: Users must download transaction history before account closure — it cannot be retrieved later.
UK Considerations
- UK exit confirmed: Gemini ceased UK operations on 6 April 2026 — UK users can no longer sign up, trade, or deposit.
- Withdrawal-only mode: UK accounts have been in withdrawal-only mode since 5 March 2026.
- Travel Rule restricts withdrawals: Only BTC, ETH, ERC-20 tokens, SOL, and SPL tokens are eligible to withdraw to other exchanges; everything else must go to a self-hosted wallet.
- eToro migration path: Gemini's official migration partner is eToro; using their referral link is required to access any (EEA-only) signup bonuses.
- Download records now: Transaction history is unavailable after account closure — export everything before then.
Who Should Choose Which?
Choose eToro if...
- •Beginners who want to learn by copying experienced traders
- •Users wanting crypto, stocks, and ETFs in one platform with FCA protection
- •Social investors who enjoy community features and shared insights
Choose Gemini if...
- •UK users who need historical context on Gemini's market exit
- •Existing Gemini UK customers planning their migration to another exchange
Score Breakdowns
eToro
Our Aggregated Score Breakdown
We combine ratings from multiple trusted sources to give you the most accurate picture
Trustpilot Rating8.4
Reddit Sentiment5.5
Google Play Score8.4
App Store Rating8.4
Gemini
Our Aggregated Score Breakdown
We combine ratings from multiple trusted sources to give you the most accurate picture
Trustpilot Rating2.6
Reddit Sentiment7.2
Google Play Score7.8
App Store Rating9.4
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