Is eToro FCA Regulated?
Yes — and eToro holds a stronger form of FCA regulation than most crypto platforms. eToro (UK) Ltd (FRN 583263) is fully authorised by the Financial Conduct Authority as an investment firm. This is a significant distinction: while most crypto exchanges are simply registered on the FCA cryptoasset register for AML compliance, eToro holds full FCA authorisation, which requires meeting higher capital requirements, more stringent compliance standards, and broader regulatory oversight.
What eToro's FCA Registration Covers
- Full FCA authorisation as a regulated investment firm
- FSCS protection up to £85,000 on eligible non-crypto investments (stocks, ETFs)
- Compliance with MiFID II investor protection rules
- Regulated marketing and financial promotions
- Higher capital adequacy requirements than registered-only firms
- FSCS protection on crypto holdings — cryptoassets are not covered regardless of the platform's authorisation status
- Guaranteed returns on any investment
- Protection against market losses on crypto positions
eToro's UK Regulatory Entity
- eToro (UK) Ltd
- 07973792
- Fully authorised (investment firm)
eToro (UK) Ltd is eToro's UK subsidiary, authorised and regulated by the FCA under firm reference number 583263 (company number 07973792). Unlike most crypto exchanges that only hold FCA registration for cryptoasset activities, eToro (UK) Ltd is a fully authorised investment firm. This means it has met the FCA's requirements for capital adequacy, governance, and conduct of business. eToro is also publicly traded on the NASDAQ (ticker: ETOR) since 2025, adding an additional layer of financial transparency through public market disclosure requirements.
Verify on FCA RegisterIs Your Crypto Safe on eToro?
eToro's full FCA authorisation provides a stronger regulatory framework than most crypto-only platforms. For non-crypto investments (stocks, ETFs), eToro clients benefit from FSCS protection up to £85,000 per eligible person. However, it is critical to understand that this protection does not extend to crypto holdings — cryptoassets are not covered by FSCS on any platform, even fully FCA-authorised ones. eToro uses segregated client accounts for fiat funds and implements industry-standard security measures including two-factor authentication and encryption. As a publicly listed company, eToro is subject to SEC reporting requirements, providing additional financial transparency.
FCA Authorised vs FCA Registered — Why eToro is Different
Most crypto exchanges in the UK are simply 'registered' on the FCA cryptoasset register. This means they have passed anti-money-laundering checks under the Money Laundering Regulations 2017. eToro goes further — it is 'authorised' by the FCA as an investment firm. This is a meaningful difference. Authorised firms face stricter capital requirements, must comply with MiFID II conduct of business rules, and are subject to more comprehensive FCA supervision. For eToro's non-crypto products (stocks, ETFs, and other traditional investments), clients also benefit from FSCS protection up to £85,000. However, this authorisation does not change the regulatory treatment of crypto — even on eToro, your crypto holdings are not FSCS-protected. The key advantage of eToro's authorisation is the higher level of regulatory oversight and the firm's obligation to meet more demanding operational and financial standards.
How eToro Compares to Other FCA-Regulated Exchanges
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See the full list of FCA-regulated crypto exchanges in the UK.